Sponsoring entity
Breakwater Insurance Co., LLC
The Vermont sponsored captive insurer that holds the regulated structure for approved risk-financing programs.
Vermont Sponsored Captive Insurer
Breakwater Insurance Co., LLC is a Vermont sponsored captive insurance company. It provides the regulated structure that supports approved risk-financing programs — including the Harborwatch program — through an integrated cell.
Breakwater is not a customer-facing entity. Eligible organizations engage with the Harborwatch Association; Breakwater operates as the underlying risk-financing infrastructure.
The structure at a glance
Breakwater Insurance Co., LLC
Sponsored captive insurer · Vermont
Breakwater One IC, LLC
Incorporated protected cell
Harborwatch program
Supported through an integrated cell
About
Breakwater Insurance Co., LLC is a Vermont sponsored captive insurance company.
It provides the regulated structure that supports approved risk-financing programs, including the Harborwatch program, through an integrated cell.
Breakwater is not a customer-facing entity. Eligible organizations engage with the Harborwatch Association; Breakwater operates as the underlying risk-financing infrastructure.
How it's structured
Sponsoring entity
The Vermont sponsored captive insurer that holds the regulated structure for approved risk-financing programs.
Protected cell
An incorporated protected cell of Breakwater Insurance Co., LLC, providing legal separation within the structure.
Supported program
An approved risk-financing program supported through an integrated cell of the captive structure.
Regulatory & corporate information
Additional regulatory details will be published upon counsel approval.
The protected cell
Breakwater One IC, LLC is an incorporated protected cell of Breakwater Insurance Co., LLC.
Description of role within the structure to be confirmed with counsel.
Contact
Official contact information for regulatory, business, and notice purposes. This site does not provide customer service or sales support.
General inquiries
info@breakwatercore.comRegulatory
regulatory@breakwatercore.comCompliance
compliance@breakwatercore.comTim Fallon
timfallon@breakwatercore.comMailing address
To be providedLegal notices
This website is provided for informational purposes only. Nothing on this site constitutes an offer, solicitation, or advice regarding risk financing, insurance, or any related product or service.
The information presented here is general in nature and may be updated without notice. Visitors should not rely on this site as a substitute for professional or regulatory guidance.
This site does not collect personal information through automated tracking or analytics. If you contact us by email, we will use your correspondence only for the purpose for which it was sent.
By accessing this site, you agree to use it only for lawful purposes. Breakwater Insurance Co., LLC reserves the right to modify site content or these notices at any time.
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